“आपका पैसा : भविष्य आपका – कहां और कैसे करें निवेश”

Ajay Shukla

This above titled book will help every railwayman, in fact every salaried employee because savings and investment are issues that concern every Indian today. However, lack of correct information and advice in overall perspective is missing for the common man. The average Indian is not able to avail the services of a personal financial consultant. As such he makes mistakes and loses wealth and opportunity. This is especially so for the middle class.

Whatever books and journals that are available are in English, and are often too technical, too full of incomprehensible jargon.

This is the first book in Hindi that addresses comprehensively all issues pertaining to savings and investment.

The book has 15 chapters and deals with-  Management of Savings / Insurance / Internet and financial management / Inflation and savings / Income tax and investment / Fundamental principles of Investment / Share market / Mutual Funds / Instruments of Investment / Investment in Gold / Investment in property / Portfolio Management / Writing of the Will and Retirement planning.

Every aspect of personal financial management of an individual has been addressed in the book. And all complex issues and terms have been explained in very simple language.

The book is also unique in the sense that for the first time it has been described how an individual can use internet for all his personal financial activities.

The language is easy everyday Hindi and every technical term has also been written in English also so that there is absolute clarity. The book would be a personal guide for all individuals.

The book is available not only on bookstalls but also online at amazon.in, Flipkart and snapdeal. E-book will also come shortly.

# The writer of the book is a retired Member Traffic, Railway Board.